COMMERCIAL FINANCE FOR CARAVAN PARKS & MOTELS
Make Your Finance Work for the Business.
The right finance isn’t just about getting a loan approved.
It should support what you’re trying to do, whether that’s buying a property, refinancing existing debt, investing in the business or funding the next stage of growth.
We understand accommodation businesses and the numbers behind them, giving you a stronger starting point for the finance conversation.
Accommodation Finance Isn't Standard Commercial Lending.
Caravan parks and motels don’t always fit neatly into standard lending criteria.
Freehold or leasehold, business cashflow, property security, operating performance, existing debt and your experience can all influence how a lender views the transaction.
That’s why the conversation needs to start with the business, the numbers and what you’re trying to achieve – not simply which lender has the lowest advertised rate.
When the Opportunity Arrives, You Need to Be Ready.
A long-term Victorian caravan park client had been asking to purchase the freeholds behind his leasehold businesses for years.
Then, unexpectedly, both became available at the same time, creating an opportunity requiring approximately $10 million in commercial finance.
Because our accounting and commercial finance teams understand the businesses and can work on the structure and funding together, we’re helping the client move quickly to pursue both opportunities while they’re available.
Sometimes the opportunity you’ve been waiting years for arrives all at once.
Finance for Where the Business Is Going.
Buying a Caravan Park or Motel
Commercial finance for leasehold businesses, freehold going concerns and accommodation property acquisitions.
Refinancing Existing Debt
Review whether your current lending structure, pricing and facilities still suit the business.
Property & Freehold Acquisitions
Funding when an opportunity arises to acquire the property behind an existing business or add another accommodation asset.
Refurbishments & Capital Works
Finance for rooms, cabins, amenities, facilities and other major improvements.
Equipment & Business Assets
Funding for vehicles, equipment, plant and other assets required by the business.
Growth & Further Acquisitions
Finance to support expansion or the acquisition of another caravan park, motel or related property.
What Lenders Actually Look At
What Do Lenders Look at When Financing a Caravan Park or Motel?
The Business
How much does it earn and how reliably does it generate cashflow?
The Property or Lease
What security is available and are you buying freehold or leasehold?
Your Position
Your equity, existing debt, financial position and contribution to the purchase.
Your Experience
Your business background and ability to operate the accommodation business.
Different lenders can view the same transaction very differently. Understanding where your deal fits can help determine which lenders are worth approaching and how the application should be presented.
Whether You're Reviewing What You've Got, or About to Buy.
Already Own a Caravan Park or Motel?
our business, property value and plans may have changed since your finance was originally arranged.
It may be worth reviewing whether your current:
> Rate & pricing
> Loan structure
> Security
> Facilities
Still suit where the business is today.
Looking to Buy?
Before you get too far into the search, understand:
> How much can I invest?
> How much might I be able to borrow?
> What does the business need to earn?
Knowing your buying position early helps you focus on opportunities that are realistically achievable.